Quote:
Originally Posted by suicideneil
And how much stuff is the ball & chain selling to help cover the cost too?
Best of luck with the sale. |
Actually my wife is really good about not spending money. I'm the frivolous spender in our family (only on R/C).
I have to force her to spend money on clothes and what-not.
Quote:
Originally Posted by crazyjr
Not to pry, but, how much is the insurance covering?, If less than half, I say drop coverage and bank the money for doctors. If it doesn't cover for a major (operations, delivery, ect) what good is it for minor stuff(doctor visits)? I feel for you and hope things are good with the baby
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The insurance is decent for everything other than pregnancy. Families in Utah tend to have more children than other places due to the population being roughly 50% Mormon. Insurance companies basically decided to take advantage of that.
The average Mormon family a generation ago was pretty large, but it's not so much anymore. For example, I have 7 brothers and 2 sisters from the same parents (10 kids including me), but my siblings and I are all having small families. I'm capping it at 3 kids myself. (for the record, Mormons are not polygamists, so please don't confuse us with those guys
)
My company is based in California, but I work "virtual office" from home. They don't have group policies for Utah, so I have to pay for it all as if my company didn't even offer insurance. They do offer a PPO, but it's $700/mo with large deductibles for everything which would turn out even worse in the long run. Bleh.
Since we're not having any more kids, our insurance should be sufficient from here on out.