[E-Revonut]

From experience, at least in NY, even if you called it in to the insurance company your rates will not go up because there was no one in your vehicle, it was parked legally in a parking spot. His will go up though. I have settled for with cash once, got three quotes and then had to wait several weeks to get payed, I never had a repair done as it was only a light scratch through the paint only on my front fender, I took the $400 and had remote start put on, bought a bottle of touch up paint and spent the other $200+ on something else! I would recomend going to the dealer to get high quotes and ask around and find out the best shops in your area, then get it done at one of those better shops thats offering to do it a bit cheaper. Since it looks like your mainly in need of a new bumper cover make sure the quotes are for a new one and get it replaced with a used cover, since it's plastic corrosion won't be an issue on a used one.