[2genewb]

in the end it's your call. your point on the safety of lipo might be valid, but i'm not that paranoid. nor do i assume anyone posting in this thread is likely to burn their house down with one.

simply put, the insurance companies have to qualify any reasoning for not paying your claim. in the event it's possible they can't do so, it's only going to cost them more if the victim is intelligent, educated and driven enough to fight it. if they see lack of intelligence and drive, they're going to run you over no matter what equipment failed.

you're right... they are among the most profitable businesses. they didn't become that way by fighting frivolous, useless battles, either. that would highly effect the bottom line and they're very weary of that whether you'd like to believe it or not.

the squeaky wheel gets the lube. people who don't fight their insurance companies get the shaft all the time. people who call their local news station and get their story on the 10 o'clock news get immediate action. it's your choice.

if you're not interested in the battle, buy what you want... but in the event it fails, hire professionals with good reputations to fight your fight for you. if it appeals to you, that's your prerogative. if i ever need anything even remotely close to this power, i won't be buying this unless i first put a dedicated 240V line with a dedicated breaker in my house, personally. adding the almost $600 price tag to that work is good motivation for me to just wire up a couple server PSU's, but that's just me. i won't knock you for your decision.

i have stated how it's done 99% of the time and how public adjusters win your case for you. if that's not good enough for you, that's acceptable to me. i've seen it, i've done it, i'm sure i'll be in a position to do it again eventually. take that for what it's worth, but i'd rather not argue the information i put up for the benefit of others any further.