I guess I could go to a different bank, but it is a bit of a pain to do all of that when it should just work.
I'll just wait and see what BoA's response is. If they can't do anything, going to a different bank may be the only other way...
I really doubt you're the 1st one who has run into this at BoA. I hope they will allow it so you can get at your money, hard to believe they have to approve/handle each transaction like this. I had no probs with Chase doing the same thing you're doing, everything went thru 1st time.
I never let money sit in pp - I always keep balance zero'ed - lot less probs that way. I know you're trying to get there - good luck, hope it works out.