The ultimate PSA

[Overdriven]

I'm not against seatbelt or helmet laws, hell I want a 5 point harness for my daily driver. But I do agree with BrianG about some things being ridiculous and shoved down our throats. The reason we have them is not for families sake though, its for the insurance companies. Sates with tougher laws regarding seatbelts, helmets, dwi, etc get a better rating from insurance companies, and usually better rates on some parts of their policy. Insurance companies also lobby for these laws to reduce injury and the amount of money they have to pay out for those injuries.

[Finnster]

Originally Posted by Overdriven

I'm not against seatbelt or helmet laws, hell I want a 5 point harness for my daily driver. But I do agree with BrianG about some things being ridiculous and shoved down our throats. The reason we have them is not for families sake though, its for the insurance companies. Sates with tougher laws regarding seatbelts, helmets, dwi, etc get a better rating from insurance companies, and usually better rates on some parts of their policy. Insurance companies also lobby for these laws to reduce injury and the amount of money they have to pay out for those injuries.

Hmmm.. that's prolly true. On the upside, it should mean better rates in states w/ competitive markets