A little highjack here - Jerry, how did you find a way around the FAFSA forms. They seem almost taylored to spefically make the families pay. I agree with your stance on making the kids responsible for paying their way through (using loans/jobs). But they way the system is set up now, it was impossible for my step-daughter to qualify due to my income. Thats the other part that ticks me off - if I were to divorce my wife (which I dont intend to - at least not today...

), all of those loans are in my name, not hers, or the daughter.